With WMW, you get the plan designs, carrier connections, and software solutions that make managing a group healthcare plan easy for you and your employees.
Our expert Benefits Consultants can help you develop the right healthcare plan for your unique workforce. WMW provides both education and implementation of healthcare benefits for you and your employees throughout the year.
As a WMW Insurance Services client, you have access to your own dedicated Benefit Consultant and Accountant Manager who provide expertise and support on the following employee healthcare benefits products.
Our Employee Benefits products Include:
Our goal is to simplify the complex healthcare system so clients can make informed decisions about their benefits. WMW Insurance Services is a health insurance agency that helps businesses create benefit packages that protect their employees' health, increase their satisfaction, and enable employees to better provide for their families.
By helping your employees be healthy, financially stable, and more productive in their contributions, our Employee Benefits Consultants believe that the right healthcare benefits package in the workplace can have a positive impact on your employees' work-life balance and a general increased sense of satisfaction.
Our firm specializes in helping small businesses navigate the complex healthcare system with a customized approach to employer benefit packages that can help save you money, while giving your employees a better comprehensive coverage package.
We offer a full range of healthcare products and services to meet the needs of your business, whether you have 22, or 82 employees enrolled in the plan. Our small business products include:
WMW Insurance Services is focused on providing large employer groups with a comprehensive benefit needs analysis.
From this initial analysis, we will better understand what you are trying to accomplish with your benefits package and any problems you may be experiencing. Next, an extensive market analysis will be completed by our experienced team of benefits consultants who will present an array of cost-saving options and solutions that address your unique needs and budget. Throughout every step, WMW provides a white glove consultative experience. Our goal is to help your company become an industry-leader in employee benefits package offerings, while working to reduce the challenging costs often associated with offering employee healthcare benefits offers.
We understand that open enrollment can be a complicated process. Thus, we work hard to streamline your employee benefits and related human resources needs. WMW provides a custom collection of technological resources to help ease the burden on your team.
Our Services include:
Are you still unsure of whether or not to offer employees a group health plan? Under the Affordable Care Act, companies with 50 or more employees are required to provide health insurance for their employees. Companies that fail to do so will be penalized by the ACA's employer mandate and may be subject to large fines.
Therefore, group health insurance can offer numerous benefits for both employers and employees, including:
Group health plans allow for shared costs and affordability. Since groups of people seeking insurance are drawn together by factors other than the necessity of getting insured (like work, for example), insurance carriers offer better affordable rates compared to individuals seeking insurance on their own. This works as a benefit for both employers and employees alike.
Business owners and small businesses can take advantage of tax breaks by offering group health plans. Besides qualifying for a tax credit, owners and small businesses can deduct premiums paid towards health insurance for employees and dependents. Most small businesses are also eligible for this deduction on both the state and federal levels.
Recruitment and retention are important to any company's growth and success. Newer companies should offer employee benefits in order to attract and retain quality workers, while also providing an incentive for workers to stay with the company. A good group health plan can help reduce missed work hours as well as improve overall health, happiness, and morale among employees.